Blasingame Insurance
200 N. Argonne Road
Spokane, WA 99212
509-891-1000 Office
877-659-9948 Toll Free
509-891-1430 Fax
Monday - Friday
8:00AM to 4:30PM
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Personal Umbrella Insurance
What is peace of mind worth to you? |
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To really feel secure about protecting your assets you may need the extra level of protection provided by personal umbrella liability insurance. The cost is minimal compared to the comfort of knowing you're covered.
The liability insurance you already have may not be nearly enough. Imagine if your dog were to bite a neighbor's child. Perhaps there is an accident on your rental property. Or a fire in your condo spreads to other units. If any of these things happened to you there is a good chance your current liability limits would not be adequate to protect your assets or your future earnings.
Lawsuits are not limited to your net worth. A lot of factors determine the amount of coverage you need. Your financial status, lifestyle and existing coverage are all relevant, but in liability lawsuits judgements frequently exceed net worth. Talk to your agent to determine what's right for you. You may already qualify. To qualify for our umbrella coverage you must carry Auto Insurance with specified liability limits. Your home, renter or condominium policy must also include certain limits of liability coverage. The same applies if you own an RV, boat or personal watercraft. Other conditions may apply. Liability insurance starts when the others stop Once the liability limits are exhausted on your home, auto or other policy your Umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits are available.
Broad coverages:
Umbrella policies may also pay some claims not covered by your home, auto or other underlying insurance. The policy covers not just you but your spouse and all family members living in your household anywhere in the world. Legal defense fees are also paid.
Savings to you:
Considering the extra security and protection it provides, personal umbrella liability insurance is surprisingly reasonable. The average cost is well under a dollar a day.
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